第一篇：金融英語口語考試

2013-2014-2

金融英語口語試卷

Part IQuestions

1.What are the four major commercial banks of China?

2.Tell some joint-stock banks in China.3.What are hard loans?

4.How can you deposit money to your credit card account?

5.What is the equation for the calculation of simple interest?

6.What are the three functions of money?

7.What does liquidity mean?

8.What are the five Ps to be considered while handling a loan proposal?

9.What are the types of personal loans offered by the commercial banks in China?

10.What is the accounting equation?

Part IIDialogues

Unit

1Dialog 1

? 男： 據(jù)我了解中國建設(shè)銀行目前提供4 種銀行基本業(yè)務(wù)。

? 女： 是什么呢？

? 男： 個人業(yè)務(wù)、公司業(yè)務(wù)、信用卡業(yè)務(wù)和網(wǎng)上銀行業(yè)務(wù)。

? 女： 公司業(yè)務(wù)指什么？

? 男： 公司業(yè)務(wù)指銀行為公司、企業(yè)以及機構(gòu)提供的各種銀行業(yè)務(wù)。

? 女： 我想我明白了。所以個人業(yè)務(wù)指銀行僅為個人提供的各種業(yè)務(wù)，而網(wǎng)上業(yè)務(wù)指通過因特網(wǎng)提供的銀行業(yè)務(wù)。提供這些業(yè)務(wù)的是同一個部門嗎？

? 男： 不是。提供這些業(yè)務(wù)的部門分別是個人銀行業(yè)務(wù)部、公司銀行業(yè)務(wù)部、信用卡中心和網(wǎng)上銀行業(yè)務(wù)部。

Dialog 2

? 女： 請問，理財咨詢部在哪里？我要買一些國債。

? 男： 在那邊，1 號窗口旁邊。那里的部門經(jīng)理會為您辦理這個業(yè)務(wù)。

? 女： 順便問一下，如果我要存錢，在哪里開存款賬戶？

? 男： 哦，就在這里，你看，個人銀行業(yè)務(wù)部，我們?yōu)閭€人客戶提供個人存款和個人貸款業(yè)務(wù)。如果你打算買國債，你得首先在這里開一個活期賬戶。

Dialog 3

? 男：這里是信用卡中心嗎？貴行通知我說有指定我為受益人的信用證到了。我能夠來審證嗎？ ? 女： 哦，信用證？我想你最好去結(jié)算部問問。他們會為您辦理信用證業(yè)務(wù)。

? 男： 對不起，我忘了。他們告訴我要去結(jié)算部的。順便問一句，信用卡不是信用證，是吧？ ? 女： 完全正確。如果您要開信用卡，可以在這里辦理。

? 男： 對不起。我總是把“信貸”、“信用卡”和“信用證”混淆在一起。你能告訴我信貸部提供什么業(yè)務(wù)嗎？

? 女： 如果您申請貸款，就去那里。

? 男： 多謝。我這就去結(jié)算部。

Unit

2Dialog 1

? 女: 早上好，先生。有什么事需要我為您效勞的嗎？

? 男: 早上好。我來存點錢。現(xiàn)在的活期存款利率是多？

? 女: 年利率1.78%。為什么不存定期？定期的利率要高 很多。如果您存三年期，您能夠得到更多的利息。

? 男: 也許你是對的。等我有閑錢，我就按你說的辦。

? 女: 沒關(guān)系。麻煩您填一張存款憑條，好嗎？這是您第一次在我們銀行開戶。您要寫清您的姓名，身份證號碼，地址，電話號碼，以及存款的幣種和金額。嗯, 還有，請您給

我看看您的身份證好嗎？

Dialog 2

? 男：打擾了，請問除了柜臺以外，我還可以在哪里取錢呢？你看，柜臺周圍擠滿了人。我恐怕不能再等了。

? 女：可以從那邊的柜員機取錢。

? 男：謝謝！還有，我能夠從柜員機支取定期存款嗎？

? 女：不可以。你最好去柜臺支取定期存款。只有與特定活期賬戶相關(guān)聯(lián)的的信用卡和借記卡才可以通過柜員機取錢。

Dialog 3

? 女：打擾一下，先生。我在你們銀行有一個兩年期的人民幣定期存款，年利率是2.56%。請告訴我怎樣計算到期利息，好嗎？

? 男：不用客氣，女士。哦，你的賬戶余額是多少？

? 女：20,000元。

? 男：好吧。利息的計算式20，000×2.56%×2，您可以得到1,024元。這就是您兩年定期存款的利息。

? 女：這是單利，對吧？

? 男：當(dāng)然。銀行不提供復(fù)利給存款。

Unit

3Dialogue 1

男： 早上好，女士。我準備申請貸款。不知道申請貸款要什么條件和應(yīng)該準備哪些文件？ 女：你能告訴我你為什么申請貸款嗎？

男：我想買車。

女：哦，你最好申請汽車貸款。我覺得你符合貸款條件。因為你有很好的社會地位和高薪工

作。你只需帶上身份證，工作證，收入證明，做一份可信的還款計劃就可以了。

Dialogue 2

男：我明白銀行面臨著很多風(fēng)險。美國的次貸危機就是例子。

女：你說得對。主要的風(fēng)險是信用風(fēng)險。

男：我完全同意。信用風(fēng)險是因為債務(wù)人拒絕償還貸款或別的信用額度而產(chǎn)生損失的風(fēng)險。假如銀行遭遇信用風(fēng)險，他們就無法從某些客戶那里收回貸款。可能有些人的信用度不高，或者他們真的有困難，不能還款。

女：所以銀行必須有防范風(fēng)險的措施。

Dialogue 3

女：打擾一下，聽說你們銀行為那些打算購買貴重家電的人提供個人耐用品貸款，比如買計

算機，洗衣機，冰箱，空調(diào)等，你能告訴我這種貸款的申請資格嗎？

男：很樂意。我們的目標(biāo)客戶是年滿18至60 周歲，并且具有完全法律行為能力的中國公

民。

女：哦，我想我有資格申請。但怎么申請呢？

男：坦率地說，申請個人耐用消費品貸款很簡單。這是有關(guān)貸款申請步驟的宣傳單。請閱

讀后，按要求準備好需要的文件，并填寫這份申請。

Unit

4Dialogue 1

? 女： 嗨，約翰遜。你把資產(chǎn)負債表中的流動資產(chǎn)弄錯了。正確數(shù)字應(yīng)該是2,000美元。不是3,000 美元。

? 男： 啊！這可是個大錯誤。謝謝你啊，李小姐。

? 女： 不用謝。以后小心。現(xiàn)在資產(chǎn)總額應(yīng)該是一千萬美元，與負債的總額相等.Dialogue 2

? 女： 嗨，約翰遜！這都是些什么？

? 男： 商業(yè)發(fā)票、記賬單證、收據(jù)、運輸單據(jù)和銷售憑單等。

? 女： 你保留這些過去的單據(jù)干嘛？

? 男： 它們是會計賬項和記錄的客觀證據(jù)啊。

? 女： 是啊。會計的客觀性原則要求會計記錄的項目都要以客觀證據(jù)為基礎(chǔ)。

Dialogue 3

? 女： 下午好！霍華德先生。這是我們的會計報表以及相關(guān)的文件。你會看到，這些報告含有幾個部分。

? 男： 是的。我已經(jīng)注意到了。你們編制了所有賬戶的全部細目。

? 女： 是。資產(chǎn)賬戶和負債賬戶在第一部分，公積金賬戶和權(quán)益賬戶在下一頁。? 男： 現(xiàn)金流動表和收益表呢？

? 女： 在這兒，資產(chǎn)負債表的下面。

? 男： 啊，看到了。林女士，謝謝你這么細心準備了如此詳細的報告。

第二篇：英語口語考試

6phone conversation

情況一：接電話的是你要找的人

Kitty:Good afternoon.This is kitty speaking.May I help you?

Conson:This is Condon speaking.Kitty,This Friday I will have a trip to Beijing.Would you like to go with me?

Kitty:Yes,I would like to go to Beijing with you.It must be very pleasant.Conson :Ok.9 o’clock on this Friday.At the school gate,I will go with you to take the train.Kitty:Will that be all,Canson?

Conson :Yes,see you Friday.情況二：接電話的不是你要找的人

Litty:Good afternoon.This is Litty speaking.May I help you?

Conson:I would like to speak to Lucy.Litty:Could you please holding on the line,please?

(等了一下)

Litty:Lucy is out this moment.Would you leave a message? Leave your name and phone number and I'll have Lucy call you back as soon as she's available.Conson:My name is Canson.My telephone number is 123456.Litty:Would you please spell it ?

Conson:Canson.c-a-n-s-o-n.Litty:Your phone number is 123456.Right?

Conson:Yes.Litty:Will that be all, sir ?

Conson:Yes.Litty:Thank you for calling, bye.預(yù)定房間

Kitty:Good morning, this is the Hilton.May I help you?

Conson:I’d like to reserve a room.Kitty:When is that?

Conson:It’s from the fifth of May to the seventh of May, for three days.Kitty:What kind of room would you like？

Conson:I’d like a double room.Kitty:It’s 600 yuan per night.Conson:That’s fine.Kitty:May I have your name?

Conson:Canson.c-a-n-s-o-n.預(yù)定餐位

Kitty:Good afternoon.This is Garden Restaurant.May I help you?

Conson:I’d like to reserve a table for two tonight, please.Kitty:For what time, Sir?

Conson:Around 7:30.Kitty:May I have your name and telephone number,sir.Conson:Conson.And my number is 123456.Kitty:Would you please spell your name?

Conson:Canson.c-a-n-s-o-n.Kitty:Thank you!A table for two at 7:30 tonight!

Conson:That’s right.Kitty:Thank you for calling.We look forward to welcoming you.預(yù)訂機票：

Kitty:Good morning.This is Beijing Airways.May I help you?

Conson:Good morning.I’d like to book a seat on a flight from Beijing to New York on July 20.Kitty:Do you like a morning, afternoon or evening flight?

Conson:10:00 a.m.flight, please.Kitty:Would you mind holding on the line,please? I am going to check the schedule.Conson:Sure.Kitty:We have a flight leaving Beijing at 10:00.What kind of ticket would you like?

Conson:I need a economic ticket with an open return.(回來時間不定的來回票)

Kitty:All right.I’ll book a seat for you on flight 388.You may confirm this booking next week.Conson:I see.Thank you.Goodbye.Kitty:Bye.7Different kinds of jobs

Kitty:Hello,Conson.There are many jobs now.And what kind of job do you like most?

Conson:I want to become a teacher because teacher is a respectable profession.A teacher selflessly teaches knowledge;inculcate us with the credos of bravery, kindness and confidence.I also want to devote my life to teaching cause and lead our nation’s younger generation to a bright future.Kitty:That’s really a noble job.Conson:Yes.I need to improve my ability as well as setting moral disciplines so that I can become an outstanding teacher.Kitty:I have confidence in you.You can make it.Conson:Really? Thank you.And what’s you ideal job?

Kitty:I want to be a doctor.Conson:Why? That’s a demanding and stressful job.Kitty:I want to cure patients, helping them get through the different times and defeat terrible diseases.I’ll feel very happy to see my patient recover and become healthy again.Conson:You have sympathy on those suffering pain.That’s great.I admire you.Kitty:Thank you.Let’s work hard together to achieve our goals, will you?

Conson:Sure.8preparing for a job interview

K: Hey, Cherry.I have got my offer.C: Wow, congratulations.I will have an interview soon.Can you give me same tips?

K: Sure.Before the interview, I advise you to research the company and the job thoroughly, such as the company’s aim or reputation.C: Will it be helpful for me to answer the questions?

K: Exactly.Remember that your answer should be brief and specific.And you must get to the point.C: Er, if I don’t know how to answer the question, what can I do?

K: Admit it frankly.It will help you get the interviewee’s favor and trust.C: I get it.K: Well.Business Etiquette is important, too.It is better to dress formally whilst remaining comfortable.As a lady, you should avoid wearing a dress but stick to a jacket and skirt or trousers.Also, you should keep your makeup simple.Moreover, on the day of the interview it is very important to be on time, so arrive early.The last one, you should be polite.Making eye contact with interviewer, introducing yourself and firmly shaking his or her hand is necessary.C: I see.Thank you very much.K: You’re welcome.Wait for your good news.Come on.C: Thanks.9the job interview(questions asked in a job interview)

Can you sell yourself in two minutes?

I hope so.With my qualifications and experience, your organization can benefit from my analytical and interpersonal skills.I'm hard-working, responsible and diligent in every project I undertake.How about your English?

I've passed CET 4 and 6 tests.I also have a CET certificate for spoken English.I've spent a lot of time on my English because I believe it will be crucial for my career.What hobbies do you have?

I have a wide range of interests ranging from surfing the Internet, and reading magazines and journals, as well as jogging

What range of pay scale are you interested in?

Money is important;however, the responsibility that goes with this job is what interests me.10Brands and logos and companies

K: With the development of car industry.There is a virety of cars.Which car do you like most? C:I like the Toyota car very much.When I was a child, I dreamed to grow up own a Toyota car myself.And do you like its logo?Kitty.K:No.I don’t know about it.Can you introduce it for me?

C: Toyota Corporation is consist of three oval logo.Signs in the large oval represent the earth, by the middle of two elliptical vertical form a T word, on behalf of Toyota Corporation.It is a symbol of Toyota Corporation based on the future, to the future confidence and ambition, is also a symbol of Toyota Corporation based on the customer, the customer assurance, symbolizing the hearts of users and car manufacturers hearts are linked, with mutual trust, at the same time means Toyota superb technology and innovative potential.K:That is very wonderful.I have learned a lot of things about cars.Thank you.C:And what kind of car do you like very much?

K:E,I think the car I like most is Audi.Audi logo for the four rings, represents the merger of the four former company--Audi(Audi)and Hoch(Horch)automobile company, Rover car company(Wanderer)and DKW motor company, the four companies merged in 1932 to form the Auto Union Ag(Auto Union AG).C:Nice.Maybe I will fall in love with Audi.haha.K:Let’swork hard together to earn more money to achieve our goals, will you?

C:Sure.11All about shopping

C: Hi, Henry!Do you like shopping?

Kitty: Yes, I love it every much.I love seeing all kinds of delicate, lovely products on display.It

brings me a lot of pleasure.C: Well.But don’t you think it waste you too much time? I guess you like window shopping too.Kitty: Oh, yes.I especially enjoy window shopping.Going through those shops windows and watching beautiful goods make me happy.C: I don’t understand！What on earth do you enjoy?

Kitty: I enjoy browsing decorations, clothes as well as shoes.It’s kind of visual feast.C: Maybe, I am not sure.I think it’s a better way to shop online.It’s very cheap and convenient.What do you think of online shopping?

Kitty:I think it is great.You can easily compare goods in short time also get them paid and delivered without going out of room.Most importantly, you don’t need to bargain.C: Yes, bargaining is anything but funny job for me.Now we finally reach agreement on something.Kitty: Ha-ha, yes.But it’s true that you need to take care when shopping online.There are some potential risks for shopping online, for example, false ads.C: Yes, last time I bought a T-shirt which looks awesome online.But it is actually very awful, the color isn’t as bright as the pictures shows and the cloth touches rather rough.Kitty: Next time, before you buy a product, you can see other comments about the product on the website first.I always do that.C：Wow, that’s a good idea.I’ll try it next time/

Kitty: It is time to go back home.See you tomorrow.C: See you.

第三篇：英語口語考試

英語口語考試范文

1.2.3.4.which is your favourite festival? Why do you like it? how can you make your college life more colorful? which place in the world do you want to visit the most?why? do you think military training(軍訓(xùn))is necessary for a freshman a university（大一學(xué)生）?why?

1.There are a lot of holidays for chinese people, such as National day, May Day.Chinese people look on spring festival as their most important one of all.And it's also my favorite festival, especially when I was a child.Beceuse it's very lively.we always have a big dinner.And there is much food on the dinner.Such as:dumplings,fish and some RICE(年糕）.It's very grand.So we can enjoy ourselves.After the big dinner,we can enjoy the TV programs with our family.In a word, I like Spring Festival very much because during the Festival we can get pocket money from our parents and relatives.Before Spring Festival, the family will went around the shopping there and buy clothes for each member of the family.On the eve(前夕)of Spring Festival, the family will have a reunion（重聚）dinner.Mother will cook special dishes for the family.It was the best home-cooked meal of the year.It is the most exciting festival in my mind.Good afternoon, everyone, today my topic is I want to paris.I’d like to go to a beautiful place where could be a garden city with many kinds of flowers and trees.I think it would be paris.If I went there, I’d visit NotreDameCathedral first

which is a symble of France, because I like traditional buildings which always make me feel time goes quickly.What’s more, I heard that French was gengle, so I want to learn it.That must be entertaining.I also heard French wine tastes delicious and I mignt want paris to try it.Besides, I am always looking forward to buying some perfume which is a symbol of romance.“Culture just seems to be in the air, like part of weather.” That’s the specific reason why I chose paris.In a word, paris is a good place for me to visit.Thank you for your listening!

第四篇：英語口語考試 材料

A:Many students are considering about what they should do after graduating from school.What do you think about it？

B： I would like to find a job to travel throughout the world to gain personal experience.A： I don’t think it is a good idea.B:why do you think so?You can not only expand my horizons but also earn a living.A:oh.Don’t you think it is dangerous?No friends, no family in a strange country.That must be a horrible life.B:Oh, that’s right.That means I have to deal with many problems on my own.So, what’s your idea?

A： I don’t have any idea yet.My parents want me to work for a few years before postgraduate study.But I want to go to further study right after graduating from college.B:You still have two years to think about it.Don’t you think go abroad is also a choice？You can develop yourself with the advancedteaching methods in those modern schools.A：yeah.Whatever.We must work hard now to achieve our goal.B： you are right.A:Many people are considering about what kind of people are beautiful.What do you think about it？

B： I think the thinner the better.A： Why do you think that?

B:Because the thin person give us a feeling of diligent and energetic。But on the contrary，the fat person give us the feeling of lazy and decadence.A:oh.I can’t agree with you at all.B:Are you serious? The thin person looks so beautiful.So Why do you think so？

A：In my opinion, the thin person seems easy to get sick，the most beautiful person must be healthy but not only thinner.B：Yeah，you are right.I should change the view to the real beauty.A: so just get more exercise to be healthy and you will be more handsome.Live to work or live to enjoy？you are required to present your opinion to your partner

Acan you tell me what’s the meaning of life

Byeah, I define my life is live to work.I am willing to devote all my time and efforts to work.Awhy do you think so?I think work is so boring.and we should live to enjoy

BLiving in a highly competitive society, we need torealize our life values by workingSo I want to say that I will choose live to work as I’m young.Abut I think work just play asmall part in my life.I will pay main attention to my family and life.BI admit family is important, so I would like to earn more and more money in order toafford my family.Ado you have enough time to enjoy your life, if you spent more time for job.Byes, I earn money by work and have fun from work.Aoh our attitudes of life are vary.butwhichever we choose, it’s fine try our best.Byeahyou are right

第五篇：英語口語考試

Parents

Frow my point of view,Parents giving their children pocket money will just make them lazy.If the children need some money to buy the stuff they like, they will just have to work for it.If when kids need some money, they just go to their parents and ask for it, they will never realize the value of money, and how hard it is to earn it.So when they grow up, they will not know how to spend money responsibly, and trust me, they will regret it.Stress

Frow my point of view,feeling stressed during the exam is too bad.First,under pressure student can not do their best Second,if they go over the course very well,but they have pressure ,sometimes they will forget the knowledge.Last, sometimes they only have one chance.due to stress they maybe lose the chance.Youth

Frow my point of view planting trees is a very good thing to do.As everyone know,our environment is becoming worse,it is our duty to protect our environment.we only have one earth.Trees can absorb more carbon dioxide,beauty the city and so.We student should be the volunteer to plant trees.The nuture world

Frow my point of view, decorating streets with flower beds is very good.First it can make our city more beautiful.Second when the someone drivering on the streets he will be tired so he can look at the flowers and have a rest.Last our city have too many buildings it make everyone depressive, the flowers can make everyone happy.Courage

Frow my point of view,choosing a risky profession can make us have courage to face the challenge, someone may want to choose a steady work ,but I think it is too stuffy.When the work is hard to someone, it can arouse his potential and courage.And as a result he may have unexpected gains.Humor

Frow my point of view that a sense of humor can be cultivated.Maybe some have a gift of humor.But not everyone who humorous own the ability when birth.We can read some humorous books or tv shows to learn some skills of humor.And after that using the skills in daily life.As time passes the sense of humor will be grasped.